Cal Mortgage Rates™ is the home loan experience designed for you.

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You’re one of a kind. Your mortgage should be, too. Start an application to see what’s possible.

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A mortgage process that moves...

Our process puts you in control.

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  • 1.Apply Online

    Our streamlined application syncs with your bank to get you accurate numbers, fast.

  • 2.Get Approved

    See how much you’re approved for, then shop for homes or move forward with your refinance.

  • 3.Close Your Loan

    Use your-to-do list to verify the details and get to closing fast.

  • 4.Apply Online

    Our streamlined application syncs with your bank to get you accurate numbers, fast.

  • 5.Get Approved

    See how much you’re approved for, then shop for homes or move forward with your refinance.

Your mortgage approval
starts here.

Answer some questions to see what you could be approved for.

Get started now - no commitment needed.

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As seasoned experts in the mortgage industry, we pride ourselves on creative solutions to best meet our clients mortgage goals and situations. We offer an assortment of loan products to provide best case options for each client. Whether it's a full documentation loan with the lowest rates possible or a fast, simple hard money loan with a private investor, we work hard to make it happen. And our clients love it. 👍

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Expert advice
is at your fingertips.

Our Home Loan Experts are available to answer all your mortgage questions.

You do not need to leave the comfort of your home to make the move towards buying your new dream home. Thousands of home buyers count on our team to get expert advice, guidance with a personal and professional touch. Our mission is to help you with all of your individual mortgage needs! Easily get started with a simple click.

Feel at ease
with proven experts.

Our attention to great client service will put a smile on your face.

Our business is based on our stellar reputation with our clients. We not only help them with their first mortgage but also help advise on any additional mortgage needs as well. Some of the best compliments we get, come from our existing clients who refer all of their family friends and coworkers to us. We appreciate their referral but more importantly the trust they have with our team.

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Digital convenience
with a human touch.

We communicate according to what you prefer.

We pride ourselves in adapting 2 the current and future environments of our mortgage industry. We do this to help our clients with their changing requirements as technology, communication, Internet, phone apps, and other technology evolve. No longer do you need to sit at an old desk with a traditional, stuffy bank loan officer. Our team works with up to 50 lenders, and we do that because our technology and development allows us to communicate effectively with each and every one of our lending partners and investors.

Get started now on your financial goals.

Provide some basic information and we'll match you with a loan option and mortgage rate that meet your needs.

Good will come to those who are generous and lend freely, who conduct their affairs with justice. - Psalm 112:5 NIV

Our mission is to help our clients with proper mortgage solutions that work for their specific needs.